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post #31 of 86 (permalink) Old 04-22-2011, 07:45 PM
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I would have to add up my receipts to be sure, but its a ****ton of cash. I paid $11.5k for my 94 in Jan 98 and it only had 49k miles on it. I'm estimating $15k-$20k or more since then but I've owned it for 13 years and have replaced the AC system, entire power steering system, entire suspension (some parts several times), tranny rebuilt twice, motor being rebuilt right now, all poly bushings, ball joints, head gaskets twice, custom interior in leather and 90% of the work had to be done at a shop since I cant work on it myself so I paid out the ass for it. Thats not counting the hundreds of hours working on LED's, gauges, bezels trying to repair everything on the interior. Like it says in my sig, there's not much left that's original but I love my Bird and no, I would never even consider selling it.

So about the same price as a new car but it pretty much is a new car now that I've drove for 13 years.

-Kelly
===================================
Fuelly
94 LX 3.8L NA : Daily Driver. 270k on chassis, 10k on motor.
90 35th Anniversary SC : Stored for the Winter.
Needs Harmonic Balancer, complete suspension overhaul.
WTB: 90 SC BHJ harmonic balancer
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post #32 of 86 (permalink) Old 04-25-2011, 03:16 PM
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Here's my breakdown

Initial purchase price: $1000
Replacement of injector o-rings, coolant tube, water pump nipple, coolant, spark plugs, wires, PI Intake upgrade (NPI was leaking), etc. $400
New tires $475

I'm looking at roughly $1875, which actually is pretty decent for a 97 with 156,000 on it, with a motor that has 80,000 on it.

Currently Own:
1987 Toyota MR2 (project car)
1997 Ford Thunderbird 4.6L
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post #33 of 86 (permalink) Old 04-25-2011, 08:45 PM
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Quote:
Originally Posted by JeffTBird93 View Post
Contact your insurance company. I have insurance through Erie and I know they do "custom car insurance", where you can declare a value that you want the car insured for.
Like JeffTbird93 said, your insurance agent should be able to set you up. My policy is through Safeco, but Grundy, Hagerty, and others offer policies for modified or collector cars.

Rod @ AzzKicker Cars
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90 XR7-The Meth Addict-KB SC'd 5.0L DOHC Stroker
2004 Mustang GT-The Driver-Intake/Exhaust/3.73's
1995 F150 4x4-The Mud Toy-5.0L/4R70W/33's/Warn 8274 Winch
94 LX w/Splitport 3.8L from 2000 Mustang - SOLD
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post #34 of 86 (permalink) Old 04-25-2011, 09:26 PM
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Quote:
Originally Posted by JeffTBird93 View Post
Contact your insurance company. I have insurance through Erie and I know they do "custom car insurance", where you can declare a value that you want the car insured for.
Quote:
Originally Posted by racecougar View Post
Like JeffTbird93 said, your insurance agent should be able to set you up. My policy is through Safeco, but Grundy, Hagerty, and others offer policies for modified or collector cars.
Thanks guys. I'll look into that.

Mods? Yea, I got mods ...
Air silencer delete, warp drive, dilithium crystals, flux capacitor, Slingshot Rubber band power adder, Moonshine & Gas, Leaf Blower Supercharger, Hamster Wheel & Hamster, Energizer Bunny generating 1.21 gigawatts, Mr. Fusion® Home Energy Reactor, hover conversion and a sextant celestial navigation system (The original GPS)
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post #35 of 86 (permalink) Old 04-26-2011, 08:56 AM
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I have hagerty on my 73......with a declared value.

Insurance is only $110 a year for me!

Nick......................I'm back!!!
May you fly low and fast
rest in peace JL
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post #36 of 86 (permalink) Old 04-26-2011, 12:06 PM
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Quote:
Originally Posted by _95badbird View Post
I have hagerty on my 73......with a declared value.

Insurance is only $110 a year for me!
Thats pretty low. Yes, at Geico they told me I would have to take it to a local office to get a declared value policy. But I'm not sure if you can just say, it would cost me $20k to replace it or if you need an official appraisal.

I can only get liability for $110 a year here. Right now I'm paying $700 a year but I have a lot of coverage and need to change it.

100k/300k liability
100k/300 uninsured
100k/300k underinsured
$100 ded collision
$200 ded comp / $0 glass
$10k medical

It's to the point where regular collision and comp are worthless and that's half of the cost right there. I'm probably going to drop the coverage limits to 60/100, drop medical since no one is ever in the car with me and I have killer medical insurance. Then get a stated price policy for the collision and comp. I'm not sure why mine is so high, I have no tickets or points, clean record, no accidents and I pay the same that my girlfriend pays for her 07 Civic, but she does have the multi-policy discount.

-Kelly
===================================
Fuelly
94 LX 3.8L NA : Daily Driver. 270k on chassis, 10k on motor.
90 35th Anniversary SC : Stored for the Winter.
Needs Harmonic Balancer, complete suspension overhaul.
WTB: 90 SC BHJ harmonic balancer
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post #37 of 86 (permalink) Old 04-26-2011, 12:17 PM
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Between the PI headswap, the upgrades, and replacement parts I'm still south of $4k.

Sadly, that is about to change as I'm pretty sure the trans will grenade this year.

2011 Dodge Durango Crew 5.7L HEMI

2001 Volkswagen Beetle GLX 1.8T
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post #38 of 86 (permalink) Old 04-26-2011, 12:18 PM
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Quote:
Originally Posted by BlueEyes View Post
Thats pretty low. Yes, at Geico they told me I would have to take it to a local office to get a declared value policy. But I'm not sure if you can just say, it would cost me $20k to replace it or if you need an official appraisal.

I can only get liability for $110 a year here. Right now I'm paying $700 a year but I have a lot of coverage and need to change it.

100k/300k liability
100k/300 uninsured
100k/300k underinsured
$100 ded collision
$200 ded comp / $0 glass
$10k medical

It's to the point where regular collision and comp are worthless and that's half of the cost right there. I'm probably going to drop the coverage limits to 60/100, drop medical since no one is ever in the car with me and I have killer medical insurance. Then get a stated price policy for the collision and comp. I'm not sure why mine is so high, I have no tickets or points, clean record, no accidents and I pay the same that my girlfriend pays for her 07 Civic, but she does have the multi-policy discount.
mine is low, cause I have a few limitaions on mine....can't go over 5000 miles a year, and my declared value currently is only 5,000. Once the car is finished, I will put a higher declared value on it.

Nick......................I'm back!!!
May you fly low and fast
rest in peace JL
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post #39 of 86 (permalink) Old 04-26-2011, 12:19 PM
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u dont even want to know ... ive got close or over 30k in it

89 thunderbird twin turbo v6 sc 5 spd
spinningwheels-sc.com
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post #40 of 86 (permalink) Old 04-26-2011, 12:45 PM
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Quote:
Originally Posted by _95badbird View Post
mine is low, cause I have a few limitaions on mine....can't go over 5000 miles a year, and my declared value currently is only 5,000. Once the car is finished, I will put a higher declared value on it.

I have the low mileage policy too, the lowest they allow even though I drive 15k miles a year.

Did you have to get an appraisal? or did you just tell them what you think it would cost.

-Kelly
===================================
Fuelly
94 LX 3.8L NA : Daily Driver. 270k on chassis, 10k on motor.
90 35th Anniversary SC : Stored for the Winter.
Needs Harmonic Balancer, complete suspension overhaul.
WTB: 90 SC BHJ harmonic balancer
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post #41 of 86 (permalink) Old 04-26-2011, 12:48 PM
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Quote:
Originally Posted by BlueEyes View Post
I have the low mileage policy too, the lowest they allow even though I drive 15k miles a year.

Did you have to get an appraisal? or did you just tell them what you think it would cost.
my wife settup all of it. All they wanted was to see some pictures of the car.
I bet if I was asking for a higher declared value, then an appraisal would be needed. But, we told them what value we wanted. And I asked them, can I get a higher value at a later date, and they said no problem.

Nick......................I'm back!!!
May you fly low and fast
rest in peace JL
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post #42 of 86 (permalink) Old 04-26-2011, 02:23 PM
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I need to do that because if I was in an accident I would get $2k max if even that much. That wouldn't even cover the tires, wheels and brakes.

-Kelly
===================================
Fuelly
94 LX 3.8L NA : Daily Driver. 270k on chassis, 10k on motor.
90 35th Anniversary SC : Stored for the Winter.
Needs Harmonic Balancer, complete suspension overhaul.
WTB: 90 SC BHJ harmonic balancer
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post #43 of 86 (permalink) Old 04-26-2011, 04:21 PM
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Quote:
Originally Posted by BlueEyes View Post
I need to do that because if I was in an accident I would get $2k max if even that much. That wouldn't even cover the tires, wheels and brakes.
oh, yeah definitley!

Nick......................I'm back!!!
May you fly low and fast
rest in peace JL
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post #44 of 86 (permalink) Old 04-26-2011, 05:10 PM
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Be sure to read up on the differences between a declared value and an agreed value policy before signing on anything. I'd highly recommend going with an agreed value policy over a declared value policy.

Rod @ AzzKicker Cars
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90 XR7-The Meth Addict-KB SC'd 5.0L DOHC Stroker
2004 Mustang GT-The Driver-Intake/Exhaust/3.73's
1995 F150 4x4-The Mud Toy-5.0L/4R70W/33's/Warn 8274 Winch
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post #45 of 86 (permalink) Old 04-26-2011, 06:26 PM
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I will ask them, off hand can you tell me the main difference? I go through geico because it's cheap and I think they only have declared. I imagine one is more adjustable by them.

-Kelly
===================================
Fuelly
94 LX 3.8L NA : Daily Driver. 270k on chassis, 10k on motor.
90 35th Anniversary SC : Stored for the Winter.
Needs Harmonic Balancer, complete suspension overhaul.
WTB: 90 SC BHJ harmonic balancer
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post #46 of 86 (permalink) Old 04-26-2011, 08:10 PM
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Here are a couple links that are worth reading on the subject:

http://www.lelandwest.com/stated-val...-insurance.cfm
http://www.hagerty.com/lifestyle/con....aspx?id=56756

Rod @ AzzKicker Cars
rodsv6cougar@cs.com
90 XR7-The Meth Addict-KB SC'd 5.0L DOHC Stroker
2004 Mustang GT-The Driver-Intake/Exhaust/3.73's
1995 F150 4x4-The Mud Toy-5.0L/4R70W/33's/Warn 8274 Winch
94 LX w/Splitport 3.8L from 2000 Mustang - SOLD
2 - 90 35th Anny Ed SC's
And a TON of parts cars!
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post #47 of 86 (permalink) Old 04-27-2011, 11:12 AM
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Thanks, that is good info to have.

-Kelly
===================================
Fuelly
94 LX 3.8L NA : Daily Driver. 270k on chassis, 10k on motor.
90 35th Anniversary SC : Stored for the Winter.
Needs Harmonic Balancer, complete suspension overhaul.
WTB: 90 SC BHJ harmonic balancer
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post #48 of 86 (permalink) Old 05-10-2011, 03:04 PM
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My insurance is going to come up for renewal around the first of July so I started looking around at other options. I got an estimate from LelandWest and for pretty much the same coverage;

$100k/300k - $50k property damage. Uninsured, under-insured, $10k medical, $100 ded for comp and collision. Plus an agreed value of $3000, they quoted me for $284 a year. That's a third of what geico is charging me and if my car was totaled with geico I would only get ~$1,500.

I'm not trying to over-insure it, just something a little more reasonable and I'm waiting for the details but this looks pretty good if it goes through.

-Kelly
===================================
Fuelly
94 LX 3.8L NA : Daily Driver. 270k on chassis, 10k on motor.
90 35th Anniversary SC : Stored for the Winter.
Needs Harmonic Balancer, complete suspension overhaul.
WTB: 90 SC BHJ harmonic balancer
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post #49 of 86 (permalink) Old 05-10-2011, 04:47 PM
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I'm sure I'll have forgotten stuff in here, but lets just see

Bought the car for - $1500
Repaired interior panels - $50
True duals /w Flowmaster 40 - $250
75mm TB - $150
Upper intake elbow $125
Adj. fuel pressure regulator -$100
D/S rotors - $200
Front pads - $70
First set of tires (Yokohama 16"s) - $400
LE stripes - $10
Windows tinted - $180
ECU Retune - $275
First set of shocks/springs - $500
18" wheels - $600
2nd set of tires (18" Cooper Zeon) - $450
T-Lok - $80
Clear corner lights - $50
Rear corner lights - $75
Number magnets - $50
Bucket seats - $275
3rd set of tires (18" Bridgestone Potenza RE-01R) - $550
Bering in steering column - $10
Cobra brake swap - $600
Coilovers - $550
4th set of tires (18" Hankook Ventus RS-3) - $725

That's got to be most of it, to a grand total of $7,465

"WHAT CONE?!?!

1997 T-Bird Sport, 'Interceptor' (12 ESP 2008-2012)- CAI, 2.25 duals, Flowmaster 40 series, Clear corners, BBK 70mm Throttle Body, TrickFlow upper intake, PI Intake, BBK adjustable fuel pressure regulator, LE stripes, Bullitt-style gauge faces. 18x9 wheels, Sniper tuned, 3,620 pounds


1991 Ford F250 - Air restrictor delete. Cat delete.

1991 T-Bird 'Interceptor II' (12 CP 2013-) - Race-prep, Full custom "interior", Carb'd 302, Trick Flow twisted wedge heads, stage 1 cam, Custom Koni coil-overs front, Koni yellows rear, Cobra front brakes, fuel cell, 18X9 wheels, 275/30 Hoosier A6, 4.11 T-Lok. 3000 pounds

2004 Toyota Solara SE - V6, Sport package, Muffler delete, 17X7 wheels, 235/50 Conti ExtremeContact DWS
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post #50 of 86 (permalink) Old 05-10-2011, 05:31 PM
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Working on my low budget sleeper white 97 right now. Grand total of the car when I am done with the motor swap is less than $3500
I paid considerably more than that for my black 95 car and it still needs finished.
Alan

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Please do not send me messages on forums they are too hard to keep up with and I don't check in very often anymore call me at 513 898-1580 or email me alan at dirtydogperformance.com
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post #51 of 86 (permalink) Old 10-01-2011, 12:10 AM
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20k was my bill for having my engine built, tuned installed and having my car swapped over to a 5 speed. Doing the brakes and suspension cost me about 3500, 1900 in body work, and about 1400 in an audio system. Plus the cost of the car which in 2002 was about $7,000.

God.....

1997 Ford Thunderbird, Built NA 2V/ T-45
1997 Ford Explorer AWD 5.0L
2003 Lincoln LS V8 Bolt Ons
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post #52 of 86 (permalink) Old 02-08-2013, 01:25 PM
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On my 95 Thunderbird now, I bought it from my dad for way below value of course for $500.00, spent 1800.00 on body components like xenon kit, blackout head and tail light covers, rear window louvers, close to 3 thousand on custom built automatic transmission, aluminum driveshaft was free, $500.00 for 97 Mark VIII engine with accessories wires and ECM, 199.00 for Kenwood unit, parts car for $200.00, 95 SC gauge cluster $25.00, planning on at least another 5 grand this year if not a bit more to get it going, and I still will not be done with spending on it as I have more instore for the future. I still love it and it keeps me happy the good outdoes the bad, it would have been done if I didn't have the house, and other cars to spend money on.

97 Thunderbird LX 4.6 sohc, 60,000 original miles and lots of room for improvement.... All show and no go for now...
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post #53 of 86 (permalink) Old 02-11-2013, 06:45 PM
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Well I finally added up all the receipts for what I've spent since getting the car just over 2 years ago. I'm just over $7,000 (including purchase price). I spent $1750 on suspension work, ~$400 on stereo & speakers, $450 on JMod & fluid, $1,800 on wheels & tires, $371 for a windshield, and more on other miscellaneous stuff like spark plugs, wiper blades, emissions hoses, etc. The $7K total doesn't include the $700/yr for insurance and gas...

I'm debating now whether it's really worth doing much more. I still want to put in 4.10 gears, stall converter, get the SC bumper & side skirts painted (I own them already)... argh, when does this stop? I already can't sell the car for what I have into it!!!!

1996 Ford Thunderbird LX - 80K miles, 4.6L Auto, 2nd owner
Mostly stock except for tint, stereo, SC ground effects, and wheels/tires
--> My most recent pics <--
I'm documenting some of my MN12 stuff @ MN12Tech.com
- Door Hinge/Bushing Replacement
- Ford 4.6L Vacuum Hose Replacement How-To
- T-Bird DIY Cheap Headlight Restoration
- Multifunction Switch Replacement
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post #54 of 86 (permalink) Old 02-11-2013, 07:03 PM
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Hmmmm I bought the car new in 97 for 15k
1500 in brake's
800 in springs and shocks
3k in paint when it was repainted the frist time
1600 wheels and tiers
6000 in motor, supercharger, trans and rear end
400 in speakers and cd player
1500 in seats, carpet and head liner

So, so far in around 30k or so.. Really not that bad..Going to add anoughter 4-6k hear soon with the new motor build. Not bad concerding the only thing I would trade it for is a New 5.0 mustang and it's 35k+. I'm happy with no car payment.

4.6 explorer motor,Water meth injection, V1 Vortech, 3.48 pully,BBK 78mm, Dirty Dog 9.5 converter 3500 stall, RobertP built trans, 8.8 rear with trac lock, 3.73 gears, BrainCoating manifolds, Dual 2.5" exhaust.

Last edited by Red97Tbird; 02-11-2013 at 07:11 PM.
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post #55 of 86 (permalink) Old 02-12-2013, 08:05 AM
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Bought my t-bird ten yrs. ago for $2100.00 at 75,000 miles.
LCA's, UCA's, strut rod bushings. $375.00 (Moog)
4 rotors, pads $340.00 (Bosch, Motorcraft)
Clean/clear headlamps $50.00 pr.
Plug wires $115.00 (Motorcraft)
Plugs $25.00 (Autolite)
Driver/pass. interior door handle levers $30.00 (jy)
Oil filter adapter gasket $7.00 (Fel-Pro)
Intake t-fitting, yeah you know the one, $1.00 (jy)
4 BF Goodrich Traction T/A's ~$400.00
Battery 950cca $80.00

Car sits a 151,000 miles now. Total cost of parts $1423.00 No labor cost.
Alignment done twice $150.00
Oil changes, trans flush, filters, coolant, wipers etc... not withstanding...
$3673.00 over ten yr. period and 76,000 miles.

Liability insurance runs about $750.00 a year.
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post #56 of 86 (permalink) Old 05-03-2013, 03:56 PM
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The car is technically not mine as it was my (then) gf's car but now that we're married, I've sort of "inherited" the car, lol.

So far, all my costs associated with the car have been maintenance and repair type costs, not including oil changes.

New windshield: $155
Serpentine belt: $35
Idler pulley: $15
Tensioner pulley: $50
2x Hood struts: $25 (total)
Tires + Firestone lifetime alignment: $650
Radiator fan: $90
Thermostat: $20
Radiator hoses (upper & lower): $30

Total spent since 2009 when I "inherited" the car: $1,070

I'm currently looking at replacing the spark plugs (searching TCCOA for that ) and replace pretty much all suspension components.
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post #57 of 86 (permalink) Old 05-03-2013, 05:07 PM
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I don't keep track (Don't want to know) I just build them the way I want them, some just take longer than others

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post #58 of 86 (permalink) Old 05-22-2013, 09:33 AM
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Well, After deciding to keep the T-Bird last week I have spent another $650 on a few more parts. I still need to have the cats installed which I'm assuming will be another $50 or so at the very least.

This makes my new total to $1,720 before installation of the cats.

'97 Bird, "Pearl": L/R 2.5in Magnaflow Hi-Flow CATs | PI Intake & PI Cams | Suspension Rebuild

'13 Taurus, "The Bull": 3.5L Goodness

'00 2dr v6 Accord, "Dirty Girl": Magnaflow Hi-Flow CAT | Greddy SP2 CAT-Back | Eibach ProKit springs | Eibach F/R Sway Bars | KYB-GR2 struts
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post #59 of 86 (permalink) Old 05-22-2013, 09:52 AM
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Well I'm just shy of $10,000 now and I'm not quite done. I paid $1,000 for the car. I wish I didn't keep the receipts, it's depressing

1996 Ford Thunderbird LX - 80K miles, 4.6L Auto, 2nd owner
Mostly stock except for tint, stereo, SC ground effects, and wheels/tires
--> My most recent pics <--
I'm documenting some of my MN12 stuff @ MN12Tech.com
- Door Hinge/Bushing Replacement
- Ford 4.6L Vacuum Hose Replacement How-To
- T-Bird DIY Cheap Headlight Restoration
- Multifunction Switch Replacement
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post #60 of 86 (permalink) Old 05-22-2013, 12:45 PM
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Total Spent on Lemons racing outside of race-related expenses (fuel, entry fees, food): $7196.69
It would have been a good deal higher if you guys hadn't bought my parts

The big expense wasn't the cash though but the labor: 634 hours and climbing since I started with the first car...

-g

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