On both of my cars I jsut have Liability/Medical payments/Property damage, and uninsured motorist. I cant personally do anything w/ the insurance, since I'm still under 18 its piggybacked on my parents. if tis jsut going to run 150-300max, theres no real point in worrying about changing the insurance to pay for that "small" bill.
A sort of on the topic question, Can i get a windshield without the black "trim and black speckles" around the out side of the glass? I'm not sure of the exact name of what its called, but the black border around the glass? Or is this some DOT required thing?