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post #1 of 9 (permalink) Old 06-18-2008, 02:24 PM Thread Starter
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black book value?

is there a site to get this info? i believe the insurance companies use this value for your vehicle if it's totalled. i tried black book online, but not sure how "accurate" it is. could just be another version of kbb with unreal pricing. i'm just curious what the value of the expy is stock, as i have most of the receipts, and the agent told me they would cover any accessory parts that have a receipt.

edit: no, i dont plan on wrecking my truck, i am just curious the said value.

2003 Ford Expedition: 5.4L, harley supercharger, 2.93 upper pulley, 4lb lower pulley, c&l plenum, jlp cai, LFP SBTB, FTSP, Magnaflow 3" catback, Eclipse AVN-5510, white face gauges, cobalt c2 boost gauge, ddm hid's, 379 rwhp, 465 rwtq sold 11/3/12

2009 Ford Flex Limited AWD
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post #2 of 9 (permalink) Old 06-18-2008, 02:40 PM
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There are two. My personal preference is www.NADA.com National Auto Dealers Association.

The other is Kelly's blue book. But NADA is updated more often

edit: Dealers also use "the black book". But it just lists wholesale values, I don't know if it has a website or not.


1997 Thunderbird Sport
Low Miles
Wifes Car
destined to remain stock

1997 T-Bird GT 4.6
80 MM Mustang GT MAF - P&P'd Mustang GT TB and Intake Plenum - PI Intake manifold - PI Heads
Mark VIII Torque Converter - J-Modded 4R70W transmission - Mark VIII Aluminum Driveshaft - 3.73 gears
PBR Brake Calipers - Eibach Springs - KYB Shocks
'89 SuperCoupe front and rear sway bars
SCT Chip programmed by Lonnie Doll
255/50/16 Falken Ziex ZE-512's
True Dual exhaust with Magnaflow DI/DO muffler
<<< SOLD >>>
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post #3 of 9 (permalink) Old 06-18-2008, 03:39 PM
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jon...

wrangle a sales manager and ask them? lol


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post #4 of 9 (permalink) Old 06-18-2008, 03:45 PM
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Insurance companies use a company that records all the local recent advertisements of vehicles similiar to yours. So the value could change by zipcode, is usually lower than KBB since most people sell below KBB, etc.
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post #5 of 9 (permalink) Old 06-19-2008, 09:34 AM Thread Starter
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so, they insurance companies use dealer sold prices, not trade in value? also, if that's the case, do they base it on "dealers"(who are still asking roughly $14k in similar condition)or joe shmoe's auto who sold it for $1000?

nada trade in: $13,250
nada retail: $16,075
zip not requested

2003 Ford Expedition: 5.4L, harley supercharger, 2.93 upper pulley, 4lb lower pulley, c&l plenum, jlp cai, LFP SBTB, FTSP, Magnaflow 3" catback, Eclipse AVN-5510, white face gauges, cobalt c2 boost gauge, ddm hid's, 379 rwhp, 465 rwtq sold 11/3/12

2009 Ford Flex Limited AWD

Last edited by 93 lx; 06-19-2008 at 09:40 AM.
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post #6 of 9 (permalink) Old 06-19-2008, 09:43 AM
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The NADA and the BlackBook values are based on actual sales, not advertisements. For wholesale values they record what similar cars are selling for at the dealer auctions. last I heard the insurance companies used the NADA for values, at least thats what they used when the LE was totaled.


1997 Thunderbird Sport
Low Miles
Wifes Car
destined to remain stock

1997 T-Bird GT 4.6
80 MM Mustang GT MAF - P&P'd Mustang GT TB and Intake Plenum - PI Intake manifold - PI Heads
Mark VIII Torque Converter - J-Modded 4R70W transmission - Mark VIII Aluminum Driveshaft - 3.73 gears
PBR Brake Calipers - Eibach Springs - KYB Shocks
'89 SuperCoupe front and rear sway bars
SCT Chip programmed by Lonnie Doll
255/50/16 Falken Ziex ZE-512's
True Dual exhaust with Magnaflow DI/DO muffler
<<< SOLD >>>
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post #7 of 9 (permalink) Old 06-19-2008, 09:50 AM Thread Starter
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Quote:
Originally Posted by Traveler View Post
... last I heard the insurance companies used the NADA for values, at least thats what they used when the LE was totaled.
probably the secret little book huh, not the actual website estimate provided above?

2003 Ford Expedition: 5.4L, harley supercharger, 2.93 upper pulley, 4lb lower pulley, c&l plenum, jlp cai, LFP SBTB, FTSP, Magnaflow 3" catback, Eclipse AVN-5510, white face gauges, cobalt c2 boost gauge, ddm hid's, 379 rwhp, 465 rwtq sold 11/3/12

2009 Ford Flex Limited AWD
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post #8 of 9 (permalink) Old 06-19-2008, 10:01 AM
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LOL Yes, there are various NADA books in use. There is the book that you, the average consumer, can go out and buy. And there is the Book that is sent to the dealers (if they subscribe to it). The only real difference in the books is the Dealer version gives more detailed values, and a wider variety of values. The Consumer version may have 3 values, "clean, average, and poor", the dealer will have those three values for each of the wholesale, retail, and trade in value. Whereas the Consumer version has values for 6 month period, the dealers book is updated every month. The Banks also have their own NADA book containing loan value.


1997 Thunderbird Sport
Low Miles
Wifes Car
destined to remain stock

1997 T-Bird GT 4.6
80 MM Mustang GT MAF - P&P'd Mustang GT TB and Intake Plenum - PI Intake manifold - PI Heads
Mark VIII Torque Converter - J-Modded 4R70W transmission - Mark VIII Aluminum Driveshaft - 3.73 gears
PBR Brake Calipers - Eibach Springs - KYB Shocks
'89 SuperCoupe front and rear sway bars
SCT Chip programmed by Lonnie Doll
255/50/16 Falken Ziex ZE-512's
True Dual exhaust with Magnaflow DI/DO muffler
<<< SOLD >>>
Traveler is offline  
post #9 of 9 (permalink) Old 06-19-2008, 05:20 PM
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I don't remember the name of the company but when I worked at Allstate they would pull up the last 5 or so advertisements of vehicles that were very similiar. Different states allow different things I imagine.
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